Cash Flow

Click & mortar refers to businesses that combine physical brick-and-mortar stores with online sales. This model allows customers to shop for products or services online, while also providing them the option to visit physical locations in person. Click & mortar businesses often use both channels to expand their reach, enhance customer experiences, and increase purchasing flexibility.

A closed-end investment fund is a fund that is created for a fixed period of time. The shareholder of such a fund does not have the right to request the redemption of their shares. Throughout its existence, the fund operates with a fixed number of shares. The purpose of the fund is to distribute dividends or pay out the appreciated invested amount after the fund's lifespan has ended.

Collateral refers to assets or property provided as a guarantee to secure a loan, credit, or other forms of financing. If the borrower fails to meet their obligations, the lender can use the collateral to cover any losses. Collateral can take various forms, including real estate, stocks, bonds, or other securities. The use of collateral helps mitigate the risk for the lender and can also influence loan conditions, such as interest rates.

Commercial real estate refers to properties intended for business purposes. These include office buildings, retail spaces, warehouses, and industrial buildings. Such properties generate income through rent or business operations and can be a key element of business strategies and investment portfolios. Commercial real estate differs from residential properties, which are intended for living purposes.

Common stock refers to a type of equity that represents ownership in a company and grants shareholders the right to participate in the company's profits (often through dividends) and to vote at shareholder meetings. Holders of common stock have the right to be involved in decisions about important matters concerning the company, such as electing board members or approving mergers and acquisitions. Common stock also has the potential to appreciate in value, which can lead to capital gains. However, in the event of liquidation, common stockholders have lower priority compared to preferred stockholders and creditors when it comes to the distribution of remaining assets.